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If you are injured in a motor vehicle accident in British Columbia, even where you are found wholly at fault for the accident, you may be entitled to Part 7 benefits with ICBC (“no-fault benefits”). No-fault benefits include wage loss for total disability, loss of homemaking capacity, and medical and rehabilitation benefits. No-fault benefits are typically available to anyone injured or killed in a motor vehicle accident in British Columbia, and can be accessed by making an ICBC claim.
To qualify for no-fault benefits, you must be an “insured”, which is defined as any of the following:
If you satisfy the above definition of an insured and were injured in a motor vehicle accident, you should apply for no-fault benefits with ICBC. To apply for no-fault benefits you must:
Where ICBC fails to pay no-fault benefits, an action against ICBC must be commenced within 2 years of: (1) the date of the accident, (2) the date of the last benefit payment, where some benefits have been paid, or (3) the date ICBC received notice in the prescribed form of your intention to commence an action for no-fault benefits (providing the notice was sent within 2 years of the accident).
Hire a lawyer before talking with ICBC. A lawyer will provide you with professional advice and advise you of any missteps that may later be prejudicial to your claim. Count on experienced trial lawyers in Victoria, BC, like those from League & Williams, to help you receive full settlement and to maximize your recovery.
Making a Personal Injury Claim. Cbabc.org.
Steps of your claim. Icbc.com